1) WHY? / HOW?
GOV'T AGENCY PROPOSAL TO SELL OFF BULK BUNDLES OF FORECLOSED HOMES .
WHY DIDN'T GOV'T JUST OFFER 1% MORTGAGES TO PEOPLE.
WHOLE HOUSING DEBATE - NEED vs. ADEQUATE SUPPLY vs. PRICE by MARKET SEGMENTS (PRODUCT DIFFERENCES/LOCATION).
GOV'T POLICY - COMMON/SOCIETIAL OBJECTIVES vs. TAX/POLICY ECONOMIC INCENTIVES (GOV'T ASSISTANCE TO BUSINESS).
FAMILY INCOME.
LACK OF STANDARDS, CHANGE IN STANDARDS POLICY UNDER BUSH
THE FRENZY OF THE ODD'S.
PLAYERS GAMED THE SYSTEM.
WHAT WAS THE TIPPING POINT THAT STARTED THE COLLAPSE?
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